Foreclosure Defense & Short Sales

Foreclosure Defense and Representation in Litigation

While we understand the frustration, anxiety, and stress when a lender threatens to foreclose on your home, the worst possible thing one can do, is to do nothing!

If you are facing foreclosure action, we will help you defend your case by considering various options that may apply to your situation. Homeowners also have longer-term options such as mortgage modification, short sale, deed in lieu, or bankruptcy.

You need someone to help you review your loan documents from your original closing and any subsequent refinancing exceptionally carefully.

Loan Modification Negotiation

Loan modifications are changes to the original terms of your mortgage loan. For the lender, it is a form of loss mitigation. A loan modification attorney can help modify your loan so that you can obtain more affordable payments. Given the high stakes and complexity of the modification process, ensure you have a qualified attorney on your side.

Short Sale Negotiation

Short sales can benefit all parties involved because they can minimize the financial repercussions that both the lender and seller would face if the property went into foreclosure. A short sale is a process by which a homeowner can sell a home for a price less than what they owe on the mortgage. The bank will ultimately take a loss on the property/mortgage.

Short sales can be lengthy and highly intensive when it comes to paperwork. For most people, navigating the short sale transaction landscape is complex and challenging. We are here to help. If you find us in this situation, contact us to schedule a free consultation.
2300 McGregor Blvd, Suite 102, Fort Myers FL 33901
+1 239-231-2222

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Prell Spearing Law Firm is located in Downtown Naples & The Historic District of Fort Myers. We also service areas nearby including Cape Coral, Punta Gorda, Bonita, Sanibel, and Sarasota. We can represent clients throughout the State of Florida